FINANCIAL PRODUCTS

Common investment funds

A simple way of diversifying and managing investments.

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What is a Mutual Fund?

A Mutual Fund is a financial vehicle that allows a group of people with similar investment objectives to have their investments professionally managed. This professional management analyzes the best way to achieve these objectives and implements the necessary strategies, while safeguarding the invested assets. The assets of these financial instruments may include publicly offered securities such as government and corporate bonds, stocks, and CEDEARs.

A mutual fund's assets are funded by investors who share similar goals for profitability and risk.
These assets are professionally managed as a portfolio by a team of experts who identifies opportunities and determines the optimal investment strategy.

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By participating in a mutual fund, investors delegate the management of their funds to an expert team.

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Advantages of investing in Mutual Funds

Easy Access: A relatively small minimum investment is sufficient to participate. This allows you to access a variety of financial markets and expand your investment opportunities. As an individual investor, you gain access to the same investment possibilities as large institutional investors.
Diversification: Mutual funds offer a simple way to diversify your portfolio, enhancing its potential value and minimizing the risk of investing in a single financial asset.
Liquidity: Mutual funds provide access to your money when needed. Depending on the specific mutual fund, you can access your funds immediately or within a few business hours of the redemption request.
Low cost: When you invest in our mutual fund offerings, you will not pay any subscription or redemption commissions. You will pay a management fee, expressed as percentage
Transparency: all Mutual Fund activities are regulated and supervised by the Argentinian Securities Commission (CNV).
Monitoring: the prices of the Mutual Fund's units are published daily on our digital channels.

Subscribing Mutual Funds

It's like signing up to receive a box of products periodically. Fund managers and fund custodians work together to manage your investment securely and efficiently.

Steps to susbscribe

Initial Contact: contact the Fund Distributor (ACDI) to receive advice on the available funds and choose the right one for your financial objectives.
Choose the Fund: the ACDI helps you select the fund that best suits your needs. This fund is managed by a management company and guarded by a custodian company.
Registration and documentation: the ACDI guides you in completing the necessary documentation for the subscription, including the opening of an investor account if you do not have one.
Making a deposit: you make the initial deposit with the ACDI. Once the account is funded, the managing company uses this money to buy fund units. Then the custodian is responsible for safeguarding and protecting the fund's assets.
Confirmation: The ACDI provides you with a confirmation of your subscription. The management company and the custodian company also send confirmations of your investment to the ACDI.

How to make a redemption

Request the redemption:
Contact the ACDI to initiate the redemption process. They help you complete the application.

Processing:
‍The managing company receives the request and sells the necessary units. The custodian ensures payment for the assets sold.

Payment:
‍On completion of the units sale, the money is transferred to your bank account. The ACDI sends you a confirmation of the redemption.

Considrations to take into account

- Processing time: redemptions may take several hours or business days due to the asset sale process and the transfer of funds.

- Fees: Fees may apply to both subscriptions and redemptions. The ACDI will inform you of these costs. Management companies and custodians may have fees associated with the administration and custody of the funds.

- Market value: The value of your units may fluctuate according to market conditions.

How to subscribe or redeem Mutual Fund Units?

If you are an investor, in order to subscribe or redeem mutual fund units you need to have an account with an ACDI (Integrated Placement and Distribution Agent)

ABOUT S.A.	ADCAP Securities Argentina S.A.	AEROMAR VALORES S.A.
LIQUIDATION AND CLEARING AGENCY CORDOVA S. A.	ALCHEMY VALORES S.A.	ALDAZABAL Y CIA. S.A.
ALFY INVERSIONES S.A.	ALLARIA LEDESMA & CIA. YOU KNOW	ALYCBUR S.
ALYNK S.A.	AMIRANTE-GALITIS VALORES S.A.	ARATA S.A.
ARGENTINA VALUES S. A.	AURUM VALORES S.A.	BACS ASSET MANAGER S.A.
BAGNARDI ET AL. S.A	Balanz Capital S.A.	BANCO BICA S.A.
BANCO COMAFI S.A.	BANCO DE COMERCIO S.A.	BANCO DE LA NACIÓN ARGENTINA
BANK OF THE PROVINCE OF BUENOS AIRES	BENCH OF SAN JUAN	BANCO DE SERVIÇOS Y TRANSACTIONS S.A.
BANCO INDUSTRIAL SA	Banco Macro S.A.	BANCO MERIDIAN S.A.
ROSARIO MUNICIPAL BANK	BANCO SAENZ S.A.	BANCO SANTANDER RIO S.A.
BECERRA BURSATIL S.A.	BELL INVESTMENTS S.A.	Besfamille S.A.
BIBANK S.A.	SILVER TRADING STOCK EXCHANGE	CHACO STOCK EXCHANGE
BRANCATELLI S.A.	BTU VALORES S.A.	BUENOS AIRES VALORES S.A.
BULL MARKET BROKERS S.A.	CAPITAL MARKETS ARGENTINA S.A.	CENTAURUS SECURITIES S.A.
COCOS CAPITAL S.A.	COHEN S.A.	COMPAINA GLOBAL DE INVERSIONES S.A.
CONFIDAS CAPITAL SA	CONO SUR INVERSIONES S.A.	CONSULTATIO INVESTMENTS S.A.
CORSIGLIA AND CIA. S.A.	CRITERIA AN S. A.	CRITERIA WM S.A
CUCCHIARA Y CIA. S.A.	FROM VALORES S.A.	DEAL SOCIEDAD DE BOLSA S.A.
DEBURSA ALYC S.A.	Delta Asset Management Sa-Acdi	DHALMORE CAPITAL S.A.
DMA BROKER S.A.	DON CAPITAL S.A.	DRACHMA S.A.
ECO VALORES S.A.	ENRIQUE R. ZENI Y CIA. S.A.C.I.A.F.E.I	REGIONAL FINANCIAL STRUCTURES S.A.
FENIX BURSATIL S.A.	FESCINA Y CIA S.A.	FINCO CAPITAL S.A.
FIVE CORPORATION S.A.	Futures and Opciones.Com S.A.	GALICIA SECURITIES S.A.
GIO BURSATILE S.A.	GL CAPITAL S.A.	GLOBAL VALORES S.A.
GMA CAPITAL S.A.	GMC VALORES S.A.	GRUPO CAREY S.A.
GRUPO DEL PLATA S.B.S.A	ICBC - INDUSTRIAL AND COMMERCIAL BANK OF CHINA (ARG) S.A.U.	INDUSTRIAL VALORES S.A.
INTEGRATE S.A.	INTERVALUES GROUP S.A.	INVEST IN THE STOCK MARKET S. A.
INVERTIRONLINE S.A.U.	INVIU S.A.U	LBO S.A.
LEIVA HERMANOS S.A.	HARE CAPITAL SAU	LONGO ELIA BURSATIL S.A.
LOS TILOS BURSATIL S.A.	MACCHI VALORES S.A.	MACRO SECURITIES S.A.U.
Max Valores S.A.	MAXINTA VALORES S.A.	MIGUEL M. ROSENTAL ASOCIADOS S.A.
MILLS CAPITAL MARKETS S.A.	MAXINACION BURSATIL S.A.NTA VALORES S.A.	NASINI S.A.
NAVARRO VIOLA Y CIA. BY ACID	NEIX SOCIEDAD DE BOLSA S.A.	NIX VALUES S. A.
NAVARNUEVO BANCO DE ENTRE RIOS S.A.RO VIOLA & CIA. BY ADI	NEW BANCO DE SANTA FE	NEW CHACO BURSATIL S.A.
OPTION SECURITIES S.A.	PARAKEET CAPITAL S.A	PATENTE DE VALORES S.A.
PETRINI VALORES S.A.	PGA VALORES S.A.	PORTFOLIO INVESTMENT S.A.
PROFICIO INVESTMENT S.A.	BURSATIL PROVINCE S.A.	HNOS BRIDGE. S.A.
QUILMES BURSATIL SA	RANALLO VALORES S.A.	Rem Bursatil S.A.
RIG VALORES S.A.	Roagro SRL	ROSARIO VALORES S.A.
ROSENTAL S.A.	S & C INVERSIONES S.A.	S.B.S TRADING S.A.
SAILING S.A.	SAN JUAN BURSATIL S.A.	SANTANDER RIO VALORES S.A.
SCHWEBER SECURITIES S.A.	SJB S.A.	MILITARY LIFE INSURANCE COMPANY
FINANCIAL SOLUTIONS S.A.	STC INVERSIONES S.A.	STOCKBROKERS S.A.
TARALLO S.A.	TORO VALORES S.A.	TRANSATLANTICA S.A. STOCK EXCHANGE
VALCEREAL S.A.	VALFINSA BURSATIL S.A.	VERSATILE INVESTMENTS AND TRANSACTIONS S.A.
VETA CAPITAL	WIN SECURITIES LTD	ZOFINGEN SECURITIES S.A.

Participants

ACDIs

Integral Placement and Distribution Agents

Managing company

In charge of administering and managing the funds of a Mutual Fund.

Custodians/
Issuers

Responsible for the safekeeping and custody of the securities and funds.

Regulations

Contact

Send questions on Mutual Funds

byma.fondos@byma.com.ar